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	<title>How I Will Be Rich &#187; Interesting Articles</title>
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	<link>http://howiwillberich.com</link>
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		<title>My Favorite Posts Over the Past Six Months</title>
		<link>http://howiwillberich.com/2007/12/my-favorite-posts-over-the-past-six-months/</link>
		<comments>http://howiwillberich.com/2007/12/my-favorite-posts-over-the-past-six-months/#comments</comments>
		<pubDate>Fri, 21 Dec 2007 18:00:17 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Blogging]]></category>
		<category><![CDATA[Interesting Articles]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/12/my-favorite-posts-over-the-past-six-months/</guid>
		<description><![CDATA[


&#160;Powered by Max Banner Ads&#160;As you&#8217;ve probably noticed, my posts have been sort of random lately. I&#8217;ve discussed going back to school and what&#8217;s going on at work and in my personal life. Life gets hectic around the holidays and I&#8217;ve sort of been using the blog to blow off some steam and get things [...]]]></description>
			<content:encoded><![CDATA[<p>As you&#8217;ve probably noticed, my posts have been sort of random lately. I&#8217;ve discussed going back to school and what&#8217;s going on at work and in my personal life. Life gets hectic around the holidays and I&#8217;ve sort of been using the blog to blow off some steam and get things off my chest. I&#8217;m really hoping that people don&#8217;t mind if I do that every once in a while. It may give you some insight in to where I am going with some of my future posts and some of the things I&#8217;ve gone through in life. I&#8217;m hoping that one day, a couple years down the road, I&#8217;ll look back through my archives and really see the progress that my life has made.</p>
<p>This blog is now about six months old. It literally feels like I&#8217;ve been doing this for just a few weeks. I wanted to take an opportunity to link to some of the posts I&#8217;ve written in the past that I feel are pretty strong posts. A lot of these, people have never read because they are getting old and buried in my archives.</p>
<ul>
<li><a href="http://howiwillberich.com/2007/08/no-reason-not-to-have-a-roth-ira/">No Reason Not To Have A Roth IRA</a> (August &#8216;07)<a href="http://howiwillberich.com/2007/08/no-reason-not-to-have-a-roth-ira/"><br />
</a></li>
<li><a href="http://howiwillberich.com/2007/08/new-or-used-you-make-the-call/">The New or Used Car Decision</a> (August &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/08/etfs-vs-mutual-funds/">ETFs Vs Mutual Funds</a> (August &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/08/buying-a-house-vs-renting/">Buying a Home Vs. Renting</a> (August &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/09/stress-is-never-worth-it/">Stress is Never Worth It</a> (September &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/09/my-8-step-process-to-being-rich/">My 8 Step Process To Being Rich</a> (September &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/09/78-blogs-to-make-you-wealthy-healthy-and-happy/">78 Blogs to Make You Healthy, Wealthy and Happy</a> (September &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/09/starting-a-business-all-you-need-is-momentum/">Starting a Business &#8211; All You Need is Momentum</a> (September &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/09/how-and-why-to-write-a-business-plan/">How and Why to Write a Business Plan</a> (September &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/want-to-grow-your-business-write-an-introduction-letter/">A Business Introduction Letter</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/enthusiasm-is-the-way-to-success/">Enthusiasm is the Way to Success</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/when-should-you-start-saving-for-retirement/">When Should I Start Saving For Retirement?</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/make-money-and-save-the-environment/">Make Money and Save the Environment</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/the-one-investment-you-absolutely-must-make/">The One Investment You Absolutely Must Make</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/10/make-people-feel-important/">Make People Feel Important</a> (October &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/how-to-get-insider-pricing/">How To Get Insider Pricing</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/my-thoughts-on-robert-kiyosaki/">My Thoughts on Robert Kiyosaki</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/increase-your-value/">Make More Money at Your Day Job</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/writers-block-my-solution/">Writer&#8217;s Block &#8211; My Solution</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/gas-prices/">How to Make Up For the Rising Price of Gas</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/frugal-gifts/">Promote Frugality Through Gift Giving</a> (November &#8216;07)</li>
<li><a href="http://howiwillberich.com/2007/11/banana-bread/">An Alternative to Gift Cards for Christmas</a> (November &#8216;07)</li>
</ul>
<p>Digging through the archives, those are some of the posts that I found to be some of my favorites and some of my early reader&#8217;s favorites. If you especially enjoy the few posts written by Joe Fier, check out our other site, <a href="http://behealthyandrelax.com">Be Healthy and Relax</a>. Joe primarily writes over there now.</p>
<p>Check out some of those older posts and feel free to leave comments and continue old discussions. I love any and all feedback.</p>
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		<title>Need Help With Christmas This Year?</title>
		<link>http://howiwillberich.com/2007/11/christmas-help/</link>
		<comments>http://howiwillberich.com/2007/11/christmas-help/#comments</comments>
		<pubDate>Fri, 16 Nov 2007 00:14:50 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Interesting Articles]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/11/christmas-help/</guid>
		<description><![CDATA[ 
With Christmas coming up, things can start to get really tight on our wallets. Over at MSN Money there is a great article called 10 Ways To Pay Cash For Christmas. It has some great ideas on how to save money or how to come up with some extra cash for those gifts. One [...]]]></description>
			<content:encoded><![CDATA[<p> <img src="http://howiwillberich.com/wp-content/uploads/2007/11/0511enable2093.gif" alt="Christmas Piggy" align="left" /></p>
<p>With Christmas coming up, things can start to get really tight on our wallets. Over at MSN Money there is a great article called 10 Ways To Pay Cash For Christmas. It has some great ideas on how to save money or how to come up with some extra cash for those gifts. One idea that I think is particularly smart is that you can cash in your airline miles or reward points from your credit cards and use them towards gifts for the loved ones. I actually have a card that earns airline miles and I&#8217;m really considering cashing them in for some reward points. I&#8217;m not quite sure what the exchange rate is on them but it&#8217;s sure to get me something. Another thing that the list suggests is to cash in your coins. Go to a local Coinstar and trade all your change for cash. I do this pretty much once a year and usually walk away with at least a hundred bucks. The cool thing is, if you cash in your coins for an <a href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2F&amp;tag=shutterinfoco-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=9325">Amazon</a><img src="http://www.assoc-amazon.com/e/ir?t=shutterinfoco-20&amp;l=ur2&amp;o=1" style="border: medium none  ! important; margin: 0px ! important" border="0" height="1" width="1" /> gift card, Coinstar doesn&#8217;t take their $0.08 per $1.00 cut. That&#8217;s great for Christmas because I can pretty much do all my gift shopping on <a href="http://www.amazon.com/gp/redirect.html?ie=UTF8&amp;location=http%3A%2F%2Fwww.amazon.com%2F&amp;tag=shutterinfoco-20&amp;linkCode=ur2&amp;camp=1789&amp;creative=9325">Amazon</a><img src="http://www.assoc-amazon.com/e/ir?t=shutterinfoco-20&amp;l=ur2&amp;o=1" style="border: medium none  ! important; margin: 0px ! important" border="0" height="1" width="1" />.</p>
<p>Here&#8217;s a quick rundown of the list:<br />
1. Adjust your income tax withholding.<br />
2. Use your airline miles and trade them in for merchandise.<br />
3. Use your credit card reward points for cool gifts.<br />
4. Cash in your coins.<br />
5. Get another job. Tons of places are hiring for seasonal positions.<br />
6. Sell some stuff.<br />
7. Sell other people&#8217;s stuff.<br />
8. Cancel some subscriptions.<br />
9. Call in your I.O.U.s.<br />
10. Buy nothing else for a month.</p>
<p>Of course the article goes in to much more detail on each of these points. If you fear struggling through the holidays this year, this is a great place to start.</p>
<p><a href="http://articles.moneycentral.msn.com/SavingandDebt/SaveMoney/10WaysToPayCashForChristmas.aspx?page=1">Read The Full Article Here.</a></p>
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		<title>Free Computer Software</title>
		<link>http://howiwillberich.com/2007/11/free-computer-software/</link>
		<comments>http://howiwillberich.com/2007/11/free-computer-software/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 17:56:32 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Interesting Articles]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/11/free-computer-software/</guid>
		<description><![CDATA[
The Simple Dollar is probably one of my favorite personal finance websites on the internet. It is amazing how often Trent can post and consistently post absolutely great quality content. A couple days ago I was browsing around through the archives over at The Simple Dollar and I found a really cool post with a [...]]]></description>
			<content:encoded><![CDATA[<p align="left"><img src="http://howiwillberich.com/wp-content/uploads/2007/11/free_download_250x251.jpg" alt="Free Download" align="right" /></p>
<p><a href="http://www.thesimpledollar.com/">The Simple Dollar</a> is probably one of my favorite personal finance websites on the internet. It is amazing how often Trent can post and consistently post absolutely great quality content. A couple days ago I was browsing around through the archives over at The Simple Dollar and I found a really cool post with a list of 30 pieces of computer software that are absolutely free. I&#8217;d never heard of most of these programs. You can basically get a replacement for almost any program you use right now but for free.</p>
<p>Some of the cool free software that is available is OpenOffice, which all but replaces Microsoft Office and GnuCash, which is like a MS Money or Quicken. I already use Firefox and VLC media player and highly recommend them as well. It&#8217;s a great article and an amazing site.</p>
<p><a href="http://www.thesimpledollar.com/2006/12/01/30-essential-pieces-of-free-and-open-software-for-windows/">Check out the full article here.</a></p>
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		<title>Wildly Successful With Little To No Education?</title>
		<link>http://howiwillberich.com/2007/11/wildly-successful-with-little-to-no-education/</link>
		<comments>http://howiwillberich.com/2007/11/wildly-successful-with-little-to-no-education/#comments</comments>
		<pubDate>Tue, 06 Nov 2007 17:15:15 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Entrepreneurial]]></category>
		<category><![CDATA[Interesting Articles]]></category>
		<category><![CDATA[Motivational]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/11/wildly-successful-with-little-to-no-education/</guid>
		<description><![CDATA[
I, in no way, condone dropping out of school. I do believe that school is necessary to make it far in your career. I recently found this article, however, that lists 15 Successful Entrepreneurs that didn&#8217;t graduate from college. Heck, the creater of Hershey&#8217;s didn&#8217;t even graduate from elementary school.
I love reading stories like this [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center"><img src="http://howiwillberich.com/wp-content/uploads/2007/11/stevejobs.gif" alt="Steve Jobs" /></p>
<p>I, in no way, condone dropping out of school. I do believe that school is necessary to make it far in your career. I recently found this article, however, that lists 15 Successful Entrepreneurs that didn&#8217;t graduate from college. Heck, the creater of Hershey&#8217;s didn&#8217;t even graduate from elementary school.</p>
<p>I love reading stories like this of entrepreneurs that have been successful and I will probably constantly point you in the direction of great articles that are both motivational and inspirational. Give this a read because stuff like this really gets those creative juices flowing.</p>
<p><a href="http://www.college-startup.com/college/15-successful-entrepreneurs-who-didnt-need-college/">Read the Full Article Here</a>.</p>
<p>(By the way. That&#8217;s a picture of Steve Jobs back in the day. Yea&#8230; You remember. The Oregon Trail days&#8230;)</p>
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		<title>Wine and a Massage &#8211; Sounds Good to Me</title>
		<link>http://howiwillberich.com/2007/11/wine-and-a-massage-sounds-good-to-me/</link>
		<comments>http://howiwillberich.com/2007/11/wine-and-a-massage-sounds-good-to-me/#comments</comments>
		<pubDate>Sun, 04 Nov 2007 15:00:02 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Entrepreneurial]]></category>
		<category><![CDATA[Interesting Articles]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/11/wine-and-a-massage-sounds-good-to-me/</guid>
		<description><![CDATA[
Over at MS Money they posted an article about some great new businesses that involve food. There are some really great ideas over there. I really love reading articles like this because it really gives me inspiration for my future businesses. It&#8217;s great to see people taking their little ideas and making them realities and [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://howiwillberich.com/wp-content/uploads/2007/11/161006_wine.jpg" alt="Wine" align="left" height="221" width="147" /></p>
<p>Over at MS Money they posted an article about some great new businesses that involve food. There are some really great ideas over there. I really love reading articles like this because it really gives me inspiration for my future businesses. It&#8217;s great to see people taking their little ideas and making them realities and making them successful. Not to mention that I really want to check out some of these in real life. The number 2 business on this list combines wine tasting with a massage. All I can say is, &#8220;why didn&#8217;t I think of that?&#8221; That sounds amazing!</p>
<p><a href="http://articles.moneycentral.msn.com/Investing/Extra/TopTenYummiest.aspx">Read the full article here</a>.</p>
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		<title>Want to make more money? Move.</title>
		<link>http://howiwillberich.com/2007/10/want-to-make-more-money-move/</link>
		<comments>http://howiwillberich.com/2007/10/want-to-make-more-money-move/#comments</comments>
		<pubDate>Wed, 31 Oct 2007 18:32:54 +0000</pubDate>
		<dc:creator>Matt Wolfe</dc:creator>
				<category><![CDATA[Interesting Articles]]></category>
		<category><![CDATA[Working]]></category>

		<guid isPermaLink="false">http://howiwillberich.com/2007/10/want-to-make-more-money-move/</guid>
		<description><![CDATA[
According to Forbes List of Best Cities For Jobs, Salt Lake City, Utah is the best place to live for a better job. The unemployment rate is low and the rate of income growth is high. Apparently, San Diego (or nowhere in California, for that matter) made the list. Florida and Oklahoma are also apparently [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://howiwillberich.com/wp-content/uploads/2007/10/utah_us_map_sm.gif" alt="Utah" align="right" height="213" width="213" /></p>
<p>According to Forbes List of Best Cities For Jobs, Salt Lake City, Utah is the best place to live for a better job. The unemployment rate is low and the rate of income growth is high. Apparently, San Diego (or nowhere in California, for that matter) made the list. Florida and Oklahoma are also apparently good places to live as well.</p>
<p>The list is based on five factors:</p>
<ul>
<li>Unemployment Rate</li>
<li>Job Growth</li>
<li>Income Growth</li>
<li>Median Household Income</li>
<li>Cost of living</li>
</ul>
<p>I also find it quite interesting that none of the country&#8217;s major cities made the list. There&#8217;s no New York, Los Angeles or Chicago&#8230;</p>
<p>If you are unsatisfied with your job and you just aren&#8217;t making the money that you think you deserve, maybe relocation is an option. If I wasn&#8217;t so heavily involved in my family&#8217;s business, I know I would definitely consider relocation. Salt Lake City is a beautiful place too&#8230;</p>
<p><a href="http://www.knbc.com/smallbusiness/14413661/detail.html">Read the Full Article Here.</a></p>
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